You probably want to get a lawyer to help you get Social Security disability benefits. You need to understand that lawyers cannot charge you any fee unless you win your claim and recover past due benefits. Therefore, lawyers are careful to only take cases that they believe have a reasonable chance of success. Otherwise, the lawyer will starve to death.
So, lawyers are going to evaluate your claim to see how solid it is. To do so, they will ask you several questions.
Here are the questions:
1. Are you now working? If so, how much do you earn? REASON: By law, a claimant cannot be working and earning wages of $1,310 per month or more and still qualify for an SSDI benefit. So, full-time work, or work above the $1,310 per month threshold disqualifies an individual for SSDI, no matter sick he is.
3. What is your impairment? Will it keep you out of work for at least 12 straight months? REASON: Social Security will only pay for an impairment which has lasted at least 12 straight months, that is expected to last 12 months OR is expected to end in death. Short term disability is not covered by SSDI rules.
4. Are you getting medical treatment? WHY THIS QUESTION? Because the federal regulations require that disabling impairments must be "medically determinable." This means that a qualified doctor must perform adequate tests and examinations to determine the nature, severity and probable longevity of your condition(s). Without medical records, there is no chance to get on disability.
5. What is your work record over the previous 15 years? WHY? There are 2 reasons for getting your detailed work history:
- One, a claimant must have worked enough (and recently enough) to have gained insured status with Social Security. The general rule is, you should have worked at least 5 years out of the most recent 10 year period. You must pay in before you can take out. So, work history helps determine if you are covered by SSDI.
- Two, at certain ages a claimant may get approved using a grid rule. These rules rely heavily on past work experience and whether or not the claimant has transferable skills from previous jobs. Employment history is very important in trying to evaluate whether a claimant can meet a grid rule.
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